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Fixed Deposit vs Debt Funds
Summary
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 103,981 | 3,981 | 3.98 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 3,981 | Short Term | Not Applicable | 1,194 | 2,787 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 7.97 | 8.63 | 8.14 | 6.84 | 6.96 | 6.95 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.28 | 6.69 | 7.47 | 7.51 | 6.34 | 8.12 | 8.28 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.01 | 6.65 | 6.88 | 6.52 | 4.79 | - | 5.86 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 6.47 | 7.81 | 7.42 | 5.56 | 6.84 | 6.51 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 6.34 | 7.48 | 7.18 | 5.61 | 7.33 | 7.79 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 6.25 | 7.59 | 7.35 | 6.65 | 6.32 | 7.29 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 6.24 | 7.59 | 7.35 | 6.65 | 6.32 | 7.55 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 5.95 | 7.13 | 6.83 | 5.57 | 6.4 | 6.59 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.56 | 5.44 | 7.02 | 6.77 | 8.34 | 6.62 | 7.63 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 1.02 | 5.17 | 7.19 | 7.18 | 5.94 | - | 6.69 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.6 | 5.09 | 6.76 | 6.45 | 4.58 | - | 5.09 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 5.07 | 7.03 | 7.02 | 5.39 | 7.47 | 7.85 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.37 | 4.98 | 6.83 | 6.84 | 5.5 | 7.35 | 6.03 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.61 | 4.71 | 6.82 | 6.7 | 4.88 | 6.7 | 5.8 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.65 | 4.41 | 6.65 | 6.46 | 4.9 | 6.86 | 7.19 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.41 | 3.98 | 6.28 | 6.45 | 5.76 | 6.18 | 7.95 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.2 | 3.46 | 6.11 | 5.97 | - | - | 5.27 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 3.38 | 5.89 | 6.18 | 4.75 | 6.21 | 7.38 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.21 | 3.17 | 6.55 | 7.02 | 5.08 | 6.81 | 6.7 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 3.01 | 5.02 | 5.12 | 4.46 | - | 5.5 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 2.88 | 6.28 | 6.31 | 4.53 | 6.83 | 7.4 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.57 | 2.71 | 5.59 | 5.87 | 4.13 | 5.75 | 6.2 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.76 | 2.53 | 5.15 | 5.31 | 4.02 | 6.04 | 6.65 |